Central Parts of the Green Deal Scheme

The Green Deal is a UK initiative which promotes a range of energy-efficient programs aiming to lower the use of energy consumption in poorly insulated properties, which should help cut the cost of the monthly utility bills. Some of the benefits open to those able to take part in this scheme include under floor heating, solar panels, floor insulation, draught proofing, loft insulation, cavity wall insulation, and much more.

Once permitted to join the energy-efficiency scheme a homeowner will be pleased to learn that there aren’t any upfront fees required. Rather then pay upfront fees it will be possible to benefit from the Green Deal financing program, which means that any energy-efficient schemes put in place will be paid back through a charge added to the customers monthly or quarterly electricity bills, which is repayable over a predetermined time. The Green Deal is applicable to all property owners irrespective of personal circumstances and isn’t means tested.

In the process of applying for the Green Deal scheme there are three central parts to complete:


Firstly a dedicated Green Deal inspector will make a visit to either the business or private home which is hoping to apply for a part in the energy efficiency scheme. The aim of this inspection is to conduct a detailed Energy Performance Survey (EPS), which will then be discussed with the occupier/owner of the property. If everything is found to be acceptable a completed Advice Report is issued and a full plan compiled for the client.


With the full plan approved, it will then be possible to request that the necessary action is taken to make the Green Deal finance package available. Finances for this scheme aren’t paid direct to the property occupier but instead gets paid to a preferred energy efficiency installer involved in working on this scheme. Any loft or cavity wall insulation will need to the installed in strict compliance to the code of this scheme to be sure of receiving the required funds.


Once everything has been agreed and arranged with the installation team, they will then visit the private or commercial property to start working on the installation of the required energy efficiency improvements. All financial related matters for this home improvement work have already been sorted out with the installer via the Green Deal inspector so there is no need to get involved with this particular matter personally.

Green Deal Scheme – Overview of the Initiative

What is the process?

Under the Deal there must be an Accredited Assessment which is likely to take the form of an Energy Performance Certificate. This assessment will show what improvements could be made to the property. If the improvements qualify for Green Deal Finance under the Golden Rule then an approved Deal Installer will undertake the improvement works. There is no upfront cost to the client and the repayments for the installation will be made through charges on the property utility bills.

What is the Golden Rule?

The Golden Rule is in two parts. First, the actual cost of installing the measure must be equal to or less than the potential savings that could be made from installing the measure. Second, the term of the repayments must be shorter than the expected product life. If the improvement doesn’t meet the Golden Rule then it will not qualify for the Green D Finance.

What is Green Deal Finance?

The Green Finance provides access to energy efficiency improvements at no upfront cost. If the improvement qualifies under the Golden Rule then the cost of the measure is paid back through savings made on the Utility Bill. These repayments will be form part of a charge levied over the property Utility Bills which will continue regardless of future owner or tenant, until the cost is repaid. The payments will be deducted by the Utility Provider and will be covered by the Consumer Credit Act. Before the Green Deal Finance can be agreed and the improvement installed express consent must be given by all interested parties, in particular the Utility Bill Payer.

What happens if the property is sold or let to a new tenant?

The charge on the Utility Bills through Deal Finance belongs to the property and the Utility Bill payer. Whoever is paying the bills will have to continue to pay the Green Deal Finance cost.

What improvements are likely to be available?

The improvements are likely to include insulation improvements, such as loft and cavity wall insulation; heating system changes, such as boiler upgrades; and renewable technologies, such as solar panels. Any improvements would have to be installed by a certified and approved Green Deal Provider who will be qualified installers for the product.

The Reality of Alternative Energy Initiatives on Local Utility Companies Considered

The more non-performing alternative energy initiatives forced on the Utility companies the higher the cost of energy for everyone. Why? Because most of these green energy schemes are hugely subsidized and thus, increase the cost of our energy, therefore hurting families that are on a budget and making our manufacturing companies less competitive and our small businesses unprofitable.

Now let’s talk about wind generation. The reality is that wind by itself will never be enough and solar would require outrageous numbers of acres to perform what we need. Further, the availability of transmission lines near these projects means additionally lines costing 100s of billions of dollars to supply even 10% of the amount of energy this great nation uses.

There should be a mix of our energy generation, but should have to compete for cost against current methods. Why not challenge our entrepreneurs, innovators, researchers, scientists, and inventors to come up with efficient designs.

Speaking of which there are some on the way that can compete and within 5-years the solar efficiency and cost to produce can compete and beat other forms of energy generation. I say fine, when it makes sense for the environment, cost AND efficiency then go for it. Forcing it before its time will prolong the reality of an alternative energy future.

We should not make alternative energy into a religion, we need to do what works and stop the charade because in the end, survive or fail, we are all on the hook for the whole thing, and we ought to never forget this truth. Think on it.